• Stupidmanager@lemmy.worldEnglish
    61·
    8 days ago

    I did the math in the USA. When I was married with kids my effective rate for a the highest year was 52%. My last year as a single male and all kids over 26, it was 46%. Effective, not marginal, because that matters in the USA as we don’t track those “other salary deductions” for taxes. Effective for those ready to argue include stupid shit like deductibles, copays, uncovered care, out of network care (that happens more than you think with kids). one year we spent 40k (max. In network deductible) because one of my kids had a spiral fracture of his leg on a growth section that had he not endured 3 (THREE) surgeries, he would be left side shorter. That was 190k for all surgeries and 40k out of pocket. Dental, HSA, FSA, Vision, Medical… People need to realize that even though its pre tax, you’re still paying for it and that needs to be considered for effective rate.

    I was offered a job in Denmark, so I know this for fact: Denmark was a near match at marginal rate to USA effective rate assuming I never needed critical care in the USA (i would be in debt). BUT, Denmark has effective tax rates in the 40% for those making less than 85k (USD). I think there’s a rich person tax above that at 49%, but I never accepted the job because my Ex wife was a shithead so I didn’t find out.

    I’m now in spain paying around 47% effective, but get Beckhams law will make that be 24% at tax time for the next 10 years. After that I need to pay like everyone else and at 10 years I get a pension (small one) for spain.

    So yes, Americans pay more. Waaaaay more.

    • sexy_peach@feddit.org
      5·
      7 days ago

      Also wages might be higher in well paying jobs that people on Lemmy seem to have, but plenty of people in the US are dirt poor even with jobs. In Europe that happens as well but I feel like they often have more stability though tenant and worker rights and things like that. So at least you won’t be fired on the spot from your lousy job or have to renegotiate rent every few months.

      • djdarren@piefed.socialEnglish
        3·
        7 days ago

        Yeah, here in the UK if you’ve worked somewhere for longer than three months then your employer has to have good cause to let you go. Thanks to the Tories, we don’t get full employee rights until two years, so if, after two years we’re made redundant, we can claim redundancy pay. But in the meantime, if you feel you’ve been treated unfairly you can claim unfair dismissal. You might have some success at getting some lost earnings, but you’ll have to represent yourself because there’s no hope of getting legal aid for that. However, the tribunals who hear the cases often tend to lean towards the employee. Or at least, that was the case when I went through it some years ago.

        And if you are let go, then you can immediately claim unemployment benefits, which really aren’t great, but they do come with the added benefit of free prescriptions.

    • ranzispa@mander.xyz
      2·
      7 days ago

      190k is a very large amount, I’m not sure if by 40k out of pocket you mean the insurance covered the rest.

      Still, 40k is a lot of money and 190k is pretty much my salary for the next 10 years. I’m sure jobs are a bit better paid in the US; but I’m also quite convinced it is not that common to have that amount of money laying around.

      An expense like that falling on you can definitely ruin your life.

        • Sualtam@lemmus.orgEnglish
          1·
          7 days ago

          It’s already the false assumption that universal healthcare is a luxury you have to afford, while it is much cheaper than for-profit -healthcare. Leaving more ressources available for the military.

    • anon_8675309@lemmy.world
      4·
      7 days ago

      Israel has healthcare paid with taxes. And our taxes fund 12-15% of their military.

      Dems should introduce the same healthcare plan and if anyone votes against it call them antisemitic.

    • IAmYouButYouDontKnowYet@reddthat.com
      24·
      8 days ago

      America isn’t about “the people”, it’s just a business. The people are basically products that get sold as a service for the companies anyone wealthy enough.

      It’s like a nation of human trafficking. Marketed and disguised as freedom. Instead of drugs, the “pimp” markets lifestyles to them that hook them into working for less than they are worth or for less honest freedom than a human deserves. The “lifestyles” make the different groups easier to control. Like each lifestyle is a demographic and they get psychologically marketed to.

      Typically if you don’t fit one of their demographics you are an outcast and life is made harder for you on purpose because you are seen as someone that doesn’t contribute to their system. These “outcasts” get “gangstalked” and pressured into fitting into their set demographics. If the person is unable to do that the person is systematically pressured into the prison system, psychiatric system, homelessness, or suicide.

      Part of this psychological idea is that one will hit this man-made manufactured rock bottom and run to the system as a saviour IF they are strong enough to survive it. Oddly enough this aligns with Freemasonry ideology. Being rebuilt from nothing into the ashler, but it’s not something everyone is capable of doing and those that can’t are basically disposable.

      It’s a system that hides in plain sight. If you detox from American culture it becomes more visible but then you also risk getting fucked over for life. That’s why it’s like human trafficking. And once you really see it and understand, you can’t hide from the reality. And the reality is gut wrenchingly surreal.

        • Doomsider@lemmy.world
          1·
          7 days ago

          He would have been the first billionaire adjusted for a inflation if he had not died so young. He was a murderous land hoarder who used slavery and death to turn a profit. The rot was always there.

      • Doomsider@lemmy.world
        1·
        7 days ago

        The government is an abusive partner you can’t escape from and if you do they will try and kill you. It is even worse than being trafficked because there is no escape.

        Why anyone would accept being hostage to this type of lunacy is beyond me yet it appears the entire county does. We deserve better than constant psychological torture and death.

  • mechoman444@lemmy.world
    322·
    7 days ago

    Thank the Lord in heaven, in Jesus name and the holy Trinity there were two red boxes to show me what to read.

    I’d like to thank my parents, my wife, and most importantly my coach. Without them I would be unable to find the red boxes.

  • anon_8675309@lemmy.world
    27·
    7 days ago

    Don’t mention the fact that 40% of premiums go to shareholders and admin fees

    But…. Jackasses will tell you, I don’t have kids, why should I pay for education and daycare? Etc. etc.

    • DiarrheaSommelier@lemmy.ca
      2·
      7 days ago

      The USA has an incredibly stupid populace very much on purpose. The billionaires that own them have spent the last 40 years killing education because stupid people are so much easier to control. You get a better education at a European high school than most USA colleges.