

It’s cheaper to pay cash than use insurance. But for the last decade in my state it’s required to have it you get penalized.
My plan is for kiaser HMO. And its 36k/yr.
The cash price for a baby, 3 day stay everything included is 20k. A doctor’s visit is $50 dollars. A xray is $150. And say i wanted weight loss drugs like ozemic every month for $700/month. I could have a child, be medicated by experimental weight loss drugs, get an xray every month, and have a personal relationship with my doctor they month and it would still be cheaper than paying for insurance.
That’s why they require it, your premium helps pay for other people who can’t pay. But if you are paying for it, you are getting screwed hard.




And Obama made it mandatory to sign up with these crooks.